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10,000 credit, no HOA, 0.33 acre lot, 4BR/3BA! Beat the builders in this desirable Central Kitsap neighborhood. Seller offers $10k for a rate buydown or closing costs. Located in unincorporated Kitsap county (lower taxes), this home features an updated kitchen with granite counters and newer stainless steel appliances, an updated main bath, and central A/C. A lower-level family room is perfect for multi-gen living, guest suite, or office. Enjoy a multi-level deck, RV parking, garden trails, raised beds, storage shed, and peek-a-boo mountain views. Prime location in Central Kitsap School District, central to all naval bases and ferries. Get a bigger lot, modern updates, and a lower payment in 2026. New Year, New Opportunity, Welcome home.
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